There are several things you can do to save some money on your homeowner’s insurance policy. The most important is to try and keep claims to a minimum, not saying do not file a claim, but do the math. If you have a theft and you figure $600 in property was stolen and you have a $500 deductable, is it in your best interest to file a claim? Probably not, you will receive $100 from the insurance company and in some instances loose a claims free discount you may have. Or even worse, some insurers may cancel your policy for filing a claim.

Another important money saving idea is to check if your current home insurance agent can quote and write your